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Title 32, Chapter 109-A: MAINE FAIR DEBT COLLECTION PRACTICES ACT

Subchapter 1: GENERAL PROVISIONS

32 §11001. Short title 
32 §11002. Definitions 
32 §11003. Exclusions 

Subchapter 2: DEBT COLLECTION ACTIVITIES

32 §11011. Acquisition of location information 
32 §11012. Communication in connection with debt collection 
32 §11013. Prohibited practices 
32 §11013-A. Exception for certain pretrial diversion programs for issuers of worthless checks operated by private entities 
32 §11014. Validation of debts 
32 §11015. Multiple debts 
32 §11016. Furnishing certain deceptive forms 
32 §11017. Repossession activity 
32 §11018. Privacy of consumer financial information 
32 §11019. Collection action by debt buyer 
32 §11020. Collection action to collect credit card and student loan debts; additional requirements for collection action 
32 §11021. Collection actions prohibited in small claims court 

Subchapter 3: LICENSING AND ADMINISTRATION

32 §11031. Licenses 
32 §11032. Bond 
32 §11033. Prior convictions as disqualifications 
32 §11034. Rulemaking 
32 §11035. Advisory rulings 
32 §11036. Reports and records 
32 §11037. Voluntary termination of business 
32 §11038. Insolvency and liquidation 
32 §11039. Fees 
32 §11040. Penalty 

Subchapter 4: ENFORCEMENT

32 §11051. Investigation, suspension and revocation of licenses 
32 §11051-A. Enforcement; financial institutions 
32 §11051-B. Administrative enforcement orders 
32 §11051-C. Assurance of discontinuance 
32 §11052. Appeals 
32 §11053. Civil penalty 
32 §11054. Civil liability 
The Revisor's Office cannot provide legal advice or interpretation of Maine law to the public.
If you need legal advice, please consult a qualified attorney.
Office of the Revisor of Statutes · 7 State House Station · State House Room 108 · Augusta, Maine 04333-0007
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